AB 957 and Encinitas Real Estate
May 10, 2010 by Gary Harmon · Leave a Comment
There are many technical things involved in a sale transaction of Escondido real estate. Here at Prudential California Realty, Gary Harmon, your Escondido Realtor is here to help. Legislation was signed into California law in December 2009 effecting us here in North County. Escondido home buyers and Escondido home sellers should be aware of several […]
[Read more...]Do’s of Mortgage Fraud Prevention
February 22, 2010 by Gary Harmon · Leave a Comment
Yesterday, we discussed tips to prevent mortage fraud when buying Escondido real estate. We focused on the “don’ts.” Again, when you are in the market to buy Escondido real estate, the first thing you should do is to get pre-qualified with a lender. I recommend HomeServices Lending. During the process of buying your Escondido home […]
[Read more...]Tips to Prevent Mortgage Fraud
February 21, 2010 by Gary Harmon · Leave a Comment
When you are in the market to buy Escondido real estate, the first thing you should do is to get pre-qualified with a lender. I recommend HomeServices Lending and Charla Rueda at Bank of America. During the process of buying your Escondido home and getting a loan here are some “Don’ts” that can help avoid […]
[Read more...]Say Goodbye to Closing Cost Surprises
December 8, 2009 by Gary Harmon · Leave a Comment
RESPA Reform on Escondido Home Purchases The government is stepping in once again under a RESPA reform to try to protect the Escondido home buyer. The problem has been where the lenders upfront “good-faith estimate” is way off from what the actual charges are on the Escondido real estate purchase at close of escrow. This […]
[Read more...]18 Questions to Ask Your Lender
December 3, 2009 by Gary Harmon · Leave a Comment
When buying Escondido real estate, it is important to find the right home with Gary Harmon, your Escondido Realtor, but it is also important to select the correct lender. After working with many lenders over a 20 year period, Gary has selected Home Services Lending for his winning team. Whether you choose Joyce Nathan at […]
[Read more...]FHA is Going Away?
December 1, 2009 by Gary Harmon · Leave a Comment
What’s the Problem? Fannie Mae and Freddie Mac making reckless loans with low or no down payments have got us in one of the largest financial recessions in history. Escondido sellers have definitely felt the pain. Trillions are being spent to try to fix the problem, but is history just repeating itself in a different […]
[Read more...]Where to start when buying Escondido real estate.
November 27, 2009 by Gary Harmon · Leave a Comment
Buying Escondido Real Estate Where to Start In todays tough Escondido real estate market you have to be ready to make an offer on Escondido homes the minute the homes hits the market. Many Escondido homes are short sales or bank owned properties (REO’s). This type of Escondido real estate often sells the first weekend […]
[Read more...]First-time Home Buyer Tax Credit, See Video!
November 19, 2009 by Gary Harmon · 1 Comment
First-Time Home Buyer Tax Credit has been Extended! What are the Main Terms of the Tax Credit? Escondido real estate before May 1 and close before July 1, 2010. Escondido homes must be purchased by a First-Time Home Buyer. The maximum credit is $8,000 or 10% of the Escondido Real Estate, whichever is less. Escondido first-time buyers who […]
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