Improve and Protect Your Credit Score

September 6, 2010 by Gary Harmon · Leave a Comment 

Whether you are an over 55 senior looking at Ocean Hills Country Club homes are a first time home buyer just hoping to get a start, you should do everything they can to improve your FICO credit scores.  Why, because credit scores can mean the difference between a 4.25% and a 5.25% home mortgage rate. [...]

The Time to Buy Escondido Real Estate is NOW

The Time to Buy Escondido Real Estate is NOW

June 18, 2010 by Gary Harmon · Leave a Comment 

Many think the time to buy is now
Prudential California Realty took a real estate outlook survey in 2010 and found most Southern California and San Diego North County buyers think now is the time to buy.

There are only 10 of homebuyers that did not think this is the  time to buy.  If you have been [...]

Tips to Prevent Mortgage Fraud

February 21, 2010 by Gary Harmon · Leave a Comment 

When you are in the market to buy Escondido real estate, the first thing you should do is to get pre-qualified with a lender.  I recommend HomeServices Lending and Charla Rueda at Bank of America.  During the process of buying your Escondido home and getting a loan here are some  “Don’ts” that can help avoid [...]