Waiting Period after Short Sale or Foreclosure
August 15, 2011 by Gary Harmon · Leave a Comment
How Soon Can I Get a Loan One of the questions clients often ask me is “How long do you have to wait after you go through a short sale or a foreclosure to qualify for a new loan. Although I do not do loans, I know the answer is “it depends.” I hope the [...]
[Read more...]Now is the Time to Buy a Carlsbad North County Home
April 29, 2011 by Gary Harmon · 1 Comment
The Carlsbad and San Diego North County housing downturn will reverse itself one day, will you have missed out? While economists and consumers may be uncertain when the bottom will come, there are growing signs that it’s already here or extremely close. The best time to buy a Carlsbad home is now — and here’s why. [...]
[Read more...]Benefits of a VA Loan in San Diego North County
April 21, 2011 by Gary Harmon · Leave a Comment
When buying San Diego North County homes, what are the benefits of using a VA loan. See benefits below picture. Purchase 100% LTV for loan amounts up to $537,500 Rate/term and cash-out refis up to 90% Loan Amounts to $1.5 million Entire down payment may be gifted Seller contributions allowed for debt payoff and closing cost [...]
[Read more...]Benefits of an FHA Loan
April 20, 2011 by Gary Harmon · Leave a Comment
What are the main benefits of an FHA loan or mortgage? See answers under photo. You can get a loan approval to buy a Carlsbad home or other San Diego real estate with a loan of up to $697,500. San Diego buyers only have to put 3.5% as a downpayment. The Carlsbad real estate seller [...]
[Read more...]Rent vs Buy – San Deigo Homes
March 13, 2011 by Gary Harmon · Leave a Comment
San Diego North County Homes make good investments, so why rent when you can buy? Moving from “Renter” to “Owner” may be easier than you think. You may be able to find a San Diego North County home with a total monthly payment comparable to your current rent payment! Example: Interest rate and payment illustrations [...]
[Read more...]Gary Harmon teams up with Curtis Fox
January 14, 2011 by Gary Harmon · Leave a Comment
Gary Harmon - Real Living Lifestyles - Curtis Fox – HomeServices Lending Gary Harmon has worked with many lenders over his 20 years in serving San Diego North County real estate needs. That is why Gary recognizes that Curtis Fox of Home Services Lending is a great person to team up with to provide his North County real [...]
[Read more...]Gary Harmon – HomeServices Lending – Curtis W. Fox
January 14, 2011 by Gary Harmon · 1 Comment
Curtis W. Fox – Congratulations on being named a 2010 FIVE STAR mortgage professional. At least 70 percent of San Diego North County home buyers involved in a real estate transaction rely on a mortgage professional to finance their new home. But with more than 1,600 San Diego area professionals engaged in mortgage services, how [...]
[Read more...]The Time to Buy Escondido Real Estate is NOW
June 18, 2010 by Gary Harmon · Leave a Comment
Many think the time to buy is now Prudential California Realty took a real estate outlook survey in 2010 and found most Southern California and San Diego North County buyers think now is the time to buy. There are only 10 of homebuyers that did not think this is the time to buy. If you [...]
[Read more...]Monthy Principal & Interest Payments
May 30, 2010 by Gary Harmon · Leave a Comment
Estimated Monthly Payment Factors per $1000 on a 15 and 30 Year Fixed Loan. If you are buying Escondido real estate or other North County homes, the first thing you need to do is to determine if you can afford the payments. If you like to do-it-yourself, the tables below will help get you off [...]
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